Buy now, pay later is a method of payment with instalments at a small or interest-free rate. The payment method sky-rocketed in 2020. But why? The COVID-19 pandemic. The global crisis created job insecurity, with people seeking alternative means to sourcing income. However, the paradox lies in the fact that people flooded to shopping online and relying on ecommerce because of closed brick and mortar establishments.
10.08.2022
Unless you’ve been living under a rock for the past three months, you’ve probably noticed that the once sunny fintech economic climate has become increasingly foggy. There are certainly specialists who can speculate on why exactly this has happened, but as someone in the field, and as a founder myself, I’m well-placed to report on how it’s affecting the sector that I have called home for over thirty years.
05.08.2022
As part of our quick fire questions series – or QFQs – we spoke to Christian Owens, CEO and cofounder at Paddle, about growing a startup into a unicorn, acquiring another business, and answering an unmet need in the fintech world.
26.07.2022
With the aim of creating a unique space for the development and scale-up of fintech startups, Paris&Co, a key entrepreneurial player with its own business incubator "Le Swave", is opening Hub Fintech Europe at the top of the Grande Arche de la Défense in Paris.
22.07.2022
As part of our quick fire questions series – or QFQs – we spoke to Ralph Rogge, cofounder at Crezco, about making B2B invoice payments as simple as in-store card transactions, company culture and a successful seed round.
20.07.2022
Ophelos is a new kind of debt collection with a social purpose and mission to put people and their wellbeing first. We spoke to its CEO and cofounder about the cost of living crisis, ethical debt resolutions and the taboos of debt.
18.07.2022
The rise of cryptocurrencies and other digital assets to prominence has been nothing short of meteoric. This is hardly surprising, considering the general ascent of technology over the years, and a growing mistrust of centralised, state-influenced currencies and banks that many consumers and traders have developed since the 2009 financial crash.
13.07.2022
The Fintech Power 50, a list of the 40 most innovative companies and 10 visionary personalities shaping the financial services industry, has been revealed for 2022. The exclusive annual program acts as a hub for driving change and creativity in the financial services industry, helping the sector innovate and grow.
12.07.2022
Back in 2017, the future of the fintech sector and its potential felt truly limitless. Bold claims were bandied about including the theory that the movement would soon supersede the traditional banking sector in terms of popularity. Nowadays, things don’t look as cut and dry. Personally, I’m still a supporter of the fintech sector and feel that there is still vast potential for it to create real change for businesses and consumers, but I’ll also admit that a lot of those early proclamations have now been shown to be quite wide of the mark.
06.07.2022
The digital age is rapidly transforming the financial services (FS) industry. As access to technology has become ubiquitous over the years, the likes of Buy Now Pay Later (BNPL) services and open banking platforms have entered the market, creating an urgent need for both legacy institutions and fintech firms to innovate to remain competitive. With so many options on the market, modern consumers expect a best-in-class banking experience.
05.07.2022
Did you know just 1.1% of funding went to women-led businesses in 2021? There is a huge financial knowledge gap between men versus women and non-binary people. We spoke to Margot De Broglie, cofounder at Your Juno, who has created a platform to address exactly that.
04.07.2022
In the last few years, there has been a massive increase in the number of FinTech startups and online banking businesses. The COVID-19 pandemic poured fuel on an already burning fire, accelerating this trend and making traditional financial institutions feel the pressure. This is largely due to the advancements in technology that have made it easier for FinTech businesses to function.
25.06.2022
As part of our quick fire questions series – or QFQs – we spoke to Alistair Cotton, CEO and founder of Integrated Finance, about helping fintechs scale by connecting together the different layers and providers across the unbundled banking stack.
16.06.2022
The fintech landscape is booming, with investments coming in from all corners. To get ahead of the competition, it will be crucial for fintech companies to truly understand their major audiences such as the new-age generation.
06.06.2022