Money is Lazy. Think useless savings rates, extortionate investment fees, and high-interest credit and loans. All maintained by Lazy Advisors, Lazy Comparisons, and Lazy Products. So we created Lumio - a seamless, easy, and totally independent app, acting solely in you our customer's best interests to fully optimise your money. Helping you achieve the goals and lifestyle you aspire to and deserve - without working round the clock.