Insurance is broken. It’s failed at serving its purpose – offering peace of mind when you need it the most. At Laka, we want you to understand what you are buying. We designed our policies so simple and short, you can actually read it. You pay a monthly fee which is your share of all claims from people like you. No claims mean your share is zero. If it comes to a claim there are no more surprises. We work with you towards a common goal: get back what has been lost and fix what has been broken. We only get paid when we deliver on this promise. Finally, insurance works in your favour.