After the extensive flooding caused by Hurricane Sandy in 2012 the New York Metropolitan Transport Authority (MTA) found it very difficult to renew their flood cover. We helped them develop a different type of insurance: instead of paying out based on damage, this "parametric" cover would pay $200 million if water rose above a certain depth in the New York harbour. We knew this form of insurance had a wider appeal than just those with the biggest budgets. We started FloodFlash with the ambition to make event-based cover available to everyone and to ensure that everybody is able to recover from catastrophe. Three years later we are even more dedicated to providing fast, flexible and affordable flood insurance to the people that need it most.