Crypto Doesn’t Have A Voice In The Banking World, Not Aided By The Fact That The Crypto Leadership Is Inherently Decentralized. This Results In Lack Of Bargaining Power With Banks. Lack Of Understanding And Fear Of Crypto Business Models By Banks Often Means Hefty Risk Premiums (If Crypto Platform Is Onboarded) Or Outright Refusal Of Onboarding. Crypto Platforms Are Confused And Intimidated By The Geopolitically Diverse AML Regimes And Compliance Frameworks In UK & Europe And Beyond. Even If Crypto Platforms Get Access To Banking They Often Need To Integrate To Multiple Banking Partners To Get Full Coverage For Their Needs, And Are In Constant Fear Of Being ‘De-Risked’ By Their Banking Partners.