We’re not exactly a bank. We’re not exactly a savings account. We’re not exactly a lender. But we do a bit of all of the above and more. We can make you save better. We can make you borrow better. Think of us as your guardian [AI]ngel. Our face is a fun and easy-to-use app with an active community supporting us as we grow. Behind the scenes, we plug into your bank account via OpenBanking APIs to make data-led decisions that automatically make good things happen for your money