Buy now, pay later is a method of payment with instalments at a small or interest-free rate. The payment method sky-rocketed in 2020. But why? The COVID-19 pandemic. The global crisis created job insecurity, with people seeking alternative means to sourcing income. However, the paradox lies in the fact that people flooded to shopping online and relying on ecommerce because of closed brick and mortar establishments.
10.08.2022
Over the past few years doomsayers have pointed to state protectionism, the Covid pandemic and now the Ukraine conflict as signs that the post-cold war growth of globalisation is on the decline. More pointedly, in the digital realm, the fears are that the world is splintering into different versions of the internet with three dominant models of handling data – US corporate driven and two-tiered, Chinese state regulated and a European privacy led model.
09.08.2022
ESG standard setting and reporting are integral to the corporate world’s transition toward net zero: whether they encourage businesses to reflect and improve on their ESG practices, or sanction industry laggards.
08.08.2022
Every startup wants to be a unicorn. If you’re the founder of a new tech company, it’s easy to see the attraction of a $1B valuation. Unicorn status provides resources, opportunities and validation, but is it the best measure of success? Does it signify a company with a sustainable future, or just one that’s good at attracting investor interest?
08.08.2022
Unless you’ve been living under a rock for the past three months, you’ve probably noticed that the once sunny fintech economic climate has become increasingly foggy. There are certainly specialists who can speculate on why exactly this has happened, but as someone in the field, and as a founder myself, I’m well-placed to report on how it’s affecting the sector that I have called home for over thirty years.
05.08.2022
Starting your own business can take a lot of hard graft. Success doesn't simply come overnight, after all. Instead, it has to be incessantly worked towards, putting in the man-hours required to get your startup off the ground in the right way.
03.08.2022
We get asked frequently at present about what the global downturn and current fundraising environment means for us, a growing company in the UK’s private Fintech/Regtech sector. Amidst high-profile down rounds and large-scale tech staff layoffs, there is still reason for optimism for early-stage startups looking to raise funding.
03.08.2022
It’s hard to think of a more successful example of growth via strategic acquisition, or ‘buy-and-build’, than Berkshire Hathaway. Originally a textiles manufacturer, Warren Buffett spent eight decades turning the firm into a corporate behemoth with subsidiaries in everything from insurance to high-tech.
02.08.2022
Employees are the point of contact for customers. They boost revenue, design products and services, stand behind your company's mission, and create a cohesive workflow for a well-oiled operation. Your employees are the backbone of your business.
30.07.2022
Young people around the world are taking a stand and making their voices heard. In this letter, three young finalists from last year’s Global Innovation Challenge give their view on how corporates can better support youth-led innovation.
27.07.2022
Investment in UK climate technology is at an all-time high with over £2B raised by domestic ClimateTech startups last year alone. However, early-stage investment into climate technology, particularly climate hardware, still lags significantly behind the venture safe havens of SaaS and Fintech.
25.07.2022
Transport was hammered by the pandemic, with restrictions in place the last thing that people could do was travel. As a result, Seatfrog - much like the trains that connected the country - abruptly came to a halt and watched 97% of revenue get wiped out overnight.
21.07.2022
It’s been a strong couple of years for the UK’s tech and fintech scenes. In 2021, investment in the fintech sector rose to £30.7B according to KPMG. Likewise, since the start of 2022, tech startups in the UK have raised around £12.4B, putting Britain ahead of China when it comes to startup investment.
21.07.2022
Pressures on businesses to address systematic bias are here to stay. In a recent BNP Paribas ruling, a former employee of the bank won a £2M pay-out for being discriminated against due to her gender. We are witnessing real time repercussions of ignoring workplace bias.
20.07.2022